A specialist debt desk with a
separate business finance desk behind it.
Capital markets leads the firm. Business finance sits behind it as a follow-up service. One team, two desks, no contamination of the read.
Finance was broken for the businesses that needed it most.
The market was and still is full of brokers and lenders operating inside rigid boxes. If a business didn't fit the criteria exactly, the answer was no. Not "let's find another way." Just no.
Rinia was built to be the finance partner that sits in the background for the entire journey of a business, from first working capital through to large-scale real estate debt. We built the infrastructure to handle both ends of that spectrum, and everything in between.
No box mentality
Our infrastructure covers startups through to large-scale debt facilities. If we can find a legitimate path, we will. If we can't, we'll tell you honestly and point you in the right direction.
We say no to bad deals
We would rather turn down a transaction than push a client into a product that doesn't serve them. Chasing a close at the expense of the client's outcome is not how we operate.
Long-term partner, not a one-off broker
The goal is to be the finance function in the background of your business as it grows. Every deal we do is structured with the next one in mind.
Senior team
The people who lead the firm and the deals. Experience and credentials, not headcount.
Shendrit Idrizi
Shendrit founded Rinia after years originating working capital and building out the firm's full product range. He leads the firm's strategy and the relationship between the capital markets and business finance desks. His approach is built on structuring first and selling second: understand the deal, find the path that actually works, then place it with the right capital partner. He oversees how the two desks work together so a client moving from operating capital into real estate debt never has to start over with a new firm.
Arthur Campbell
Arthur directs operating infrastructure, lender network integration, and transaction execution, with more than a decade leading commercial lending desks and credit operations. He is responsible for how a file moves from intake through underwriting to disbursement, and for keeping the lender network current as execution types and appetite shift. His focus is operational velocity: the ability to take a complex structure and move it cleanly without the friction that kills deals at the closing stage.
Zayne Fraser
Zayne's background spans traditional financing and institutional capital markets, with time at top-three DSCR lenders, boutique investment banking, and direct capital raising experience. He oversees the firm's financial position and how capital is matched to deal flow across both desks. His role bridges the analytics of a transaction with the capital behind it, bringing a view of how structures price, how lenders evaluate risk, and how to position a file for the right desk.
Gregory Hayes
Gregory is brought in on the firm's most complex and high-value transactions, where his commercial judgment and structuring experience make the difference on deals that need a senior hand. Rather than running volume, he steps into the mandates where the standard paths don't fit and a fresh set of eyes on structure, terms, or lender match changes the outcome. He works alongside the desks on select engagements, not every deal.
Rinia Capital is a commercial mortgage broker, not a lender. Financing is subject to lender approval, underwriting, and eligibility. No guarantee of approval, amount, rate, or timing.
Ready to work with a team that knows the full picture?
One conversation covers your situation, your options, and exactly what the path forward looks like. No pressure, no generic advice.