Capital Markets

HUD-insured financing. Non-recourse, long-term, fixed.

Government-insured financing across HUD 221(d)(4) new construction, 223(f) acquisition and refinance, and 232/LEAN healthcare. Non-recourse, fixed for the life of the loan, with the highest leverage and longest amortization available.

HUD 221(d)(4)HUD 223(f)HUD 232 / LEANConstruction-to-permGreen MIP reductionNon-recourse
When it fits

The deals this execution is built for

Multifamily

New construction, substantial rehab, and acquisition or refinance of existing multifamily.

Healthcare

Assisted living, skilled nursing, and memory care through HUD 232/LEAN.

Long-term hold

Sponsors who want fixed, non-recourse, high-leverage capital for a long hold.

When it doesn't

Where we'd point you elsewhere

Time-sensitive deals that cannot accommodate a several-month HUD timeline.

Deals under $2M, which we route to our business finance desk.

Not sure which execution fits? Our capital markets desk reviews every deal and routes it to the right lender and structure.

See the full desk
Sizing read-out

A quick refinance read-out before you talk to a lender

Enter your as-is value, stabilized NOI, and current balance. We'll show an indicative proceeds range by execution, a DSCR indication, and a rough timeline.

Enter an as-is value and NOI to see the read-out.

Send a HUD deal

Tell us about the asset and the sponsorship. We'll confirm fit and map the HUD path.

Send a deal

Tell us about the asset, the sponsorship, and the exit

The more we can see up front, the faster we come back with a realistic path. We never ask for credit score, personal income, net worth, or debt amounts on this form.

1. The property
2. Use of funds
3. Amount and timing
4. Sponsor & portfolio
5. Existing debt on the asset
6. Documents available
7. Anything else

Rinia Capital is a commercial mortgage broker, not a lender.