Capital Markets

Refinance maturing commercial real estate debt before the clock runs out.

We refinance maturing bank, bridge, and construction debt into long-term fixed, non-recourse permanent capital across agency, HUD, CMBS, and bank executions, with cash-out where the leverage supports it.

HUD 223(f)Agency permanentCMBSBank / credit unionCash-out refinanceRate-and-term
When it fits

The deals this execution is built for

Maturing bank or bridge debt

Refinance into a long-term fixed, non-recourse permanent loan that locks your basis.

Stabilized assets

Leased-up multifamily, industrial, retail, and mixed-use with demonstrated income.

Cash-out

Pull equity where leverage and debt yield support it, for renovation, recapitalization, or next acquisition.

When it doesn't

Where we'd point you elsewhere

Unstabilized assets without a credible take-out path.

Deals under $2M, which we route to our business finance desk.

Not sure which execution fits? Our capital markets desk reviews every deal and routes it to the right lender and structure.

See the full desk
Sizing read-out

A quick refinance read-out before you talk to a lender

Enter your as-is value, stabilized NOI, and current balance. We'll show an indicative proceeds range by execution, a DSCR indication, and a rough timeline.

Enter an as-is value and NOI to see the read-out.

Get a refinance read

Share the maturity, the balance, and the NOI. We'll come back with an indicative refinance path.

Send a deal

Tell us about the asset, the sponsorship, and the exit

The more we can see up front, the faster we come back with a realistic path. We never ask for credit score, personal income, net worth, or debt amounts on this form.

1. The property
2. Use of funds
3. Amount and timing
4. Sponsor & portfolio
5. Existing debt on the asset
6. Documents available
7. Anything else

Rinia Capital is a commercial mortgage broker, not a lender.