Accountants & CPAs
Your clients trust you with their numbers. When they hit a cashflow gap, a growth moment, or a deal they can't fund alone, you are the first person they call. Rinia Capital gives accountants a way to turn that call into a funded outcome without becoming a lender or losing billable hours.
Why accountants refer to Rinia Capital
A short walkthrough of how the partnership works, what your clients see, and how you stay in control of the relationship. No pitch to your client, just a clean handoff when capital is the missing piece.
Become a partnerWhat you get as a partner
You stay the advisor
We never go around you. You introduce the opportunity, we handle the capital conversation, and your client comes back to you for everything financial.
Referral revenue
Earn a share on every funded deal you refer. Tracked transparently from introduction to disbursement, paid on completion.
A real funding desk
Your client gets a team that structures working capital, term loans, equipment finance, and credit facilities across dozens of lenders, not one balance sheet.
No licensing on your end
We carry the lending conversations and lender relationships. You refer and we take it from there, keeping you clear of the compliance lift.
What your clients get
When you refer a client to Rinia Capital, they get a funding partner that thinks like their accountant would want them to.
Refer, we fund, you earn
You refer
Send us the client situation through the partner form or a direct introduction. You stay copied and in the loop.
We assess
We run the discovery and Funding Assessment with your client and keep you informed on the realistic path.
We fund
We structure and place the capital across our lender network and see the deal through to disbursement.
You earn
On completion, your referral share is paid out. Your client is funded, and the relationship stays yours.
Who this is for
The partnership works best when it fits how you already operate. Here is how to know if it is right for you.
A good fit if you
- Accountants and CPAs with SMB clients who hit cashflow gaps or growth moments
- Bookkeepers who hear about capital needs before anyone else does
- Firms that want referral revenue without taking on lending conversations
- Advisors whose clients trust their judgment on when to borrow
Not the right fit if
- Firms that want to originate or broker loans themselves
- Anyone who needs the lender relationship in their own name
- One-off introductions with no recurring client base
What a referred deal looks like end to end
Illustrative example based on the types of cases we see. Not a guarantee of outcome, amount, rate, or timing.
A regional CPA firm in the Midwest
A commercial HVAC contractor, $3.2M revenue
Won a $1.1M facilities contract that required $340K in equipment and crew up front. Their bank turned down an equipment line because the contract was new and revenue was seasonal.
An equipment loan to buy the units.
The real gap was mobilization: payroll for two new crews, a supplier deposit, and equipment, all before the first progress payment at day 45.
A short-term working capital facility to cover payroll and the supplier deposit, plus equipment financing on the units. Total structured: $340K.
Mobilized in 11 days. First progress payment landed on schedule. The working capital facility paid down within 90 days and the equipment loan amortized over 48 months.
You refer. We fund. But the infrastructure is what makes it clean.
Most referral programs hand you a link and a hope. We built the operating layer so your clients see your brand, your deal stays in your portal, and your payout lands every week without chasing it.
A white-labeled client portal
Send your clients to a capital intake portal branded as you, not us. It carries your name, your look, and your tone, so the relationship never leaves your hands. We are the engine behind the page. Your client only ever sees your brand.
A white-labeled team on call
If your client needs to speak to someone about the capital, our team acts on your behalf under your brand. We answer their questions, we structure the deal, we carry the lender conversations, and we do it as your funding desk. They never meet Rinia. They meet you.
A dedicated tracking portal for you
Your own portal to track every referral from introduction through to disbursement. See status, structure, lender, and payout in real time, not when someone remembers to email you. Every deal, every dollar, on your own dashboard.
Weekly payouts, not monthly
Your referral share is paid out every week, not held to a monthly reconciliation. Funded Friday, paid the following week. The deal closes and you see it in your account while the work is still fresh, not 30 days later.
Estimate your referral earnings
Your share is 40% of our broker fee. Indicative only; the fee varies by product and structure.
Each funded deal earns you roughly $1,200 to $1,800 as your 40% share of our broker fee, paid weekly on completion.
Based on 24 funded deals a year at $150,000 average, at your 40% share of our fee.
Common partner questions
Do I need to be licensed to refer clients?
No. You make an introduction and we handle the lending conversations and lender relationships. There is no licensing or compliance lift on your end.
Will you go around me with my client?
Never. We position ourselves as your capital partner. You stay the advisor of record and we route everything back through you.
How is the referral tracked and paid?
Every referred opportunity is logged from introduction through to disbursement. Your share is paid on deal completion, with full transparency on status along the way.
Refer a client and earn on the outcome
Tell us about your firm and the clients you send our way. We will get back to you with how the partnership works and your referral terms.