Business Brokers
A buyer who can't fund the purchase is a deal that stalls. Rinia Capital partners with business brokers to make sure financing is never the reason a transaction slips. Refer buyers who need acquisition capital, working capital for the transition, or a structure that closes the gap, and keep your deal moving.
How brokers close faster with Rinia Capital
A quick look at how we plug into your transaction pipeline, what your buyers experience, and why having a funding desk on call changes your close rate. Built for brokers who want financing handled, not another loose end.
Become a partnerWhat you get as a partner
Fewer deals that fall through
When a buyer's bank says no or drags its feet, you have a desk that finds a path. We keep deals alive that would otherwise die on financing.
Referral revenue
Earn a share on every funded deal you send our way. Tracked from the moment you introduce the buyer through to disbursement.
Faster buyer readiness
We get buyers capital-ready fast, so your listing moves at the pace the seller expects instead of waiting on a bank calendar.
A full capital stack
From acquisition term loans to transition working capital and equipment finance, we cover the whole structure a buyer needs to close.
What your buyers get
Your buyers get a funding partner that treats closing their acquisition as the priority, not a side product.
Refer, we fund, you earn
You introduce
Bring us into the deal when financing becomes the question. You stay the broker and stay copied on everything.
We structure
We assess the buyer and the deal, then build the capital structure that closes it and keep you posted on timing.
We fund
We place the capital across our lender network and drive the deal through to disbursement on schedule.
You earn
Your referral share is paid on completion. The deal closes, the buyer is funded, and you keep the listing relationship.
Who this is for
The partnership works best when it fits how you already operate. Here is how to know if it is right for you.
A good fit if you
- Business brokers working acquisition deals where buyer financing is a risk
- M&A advisors and intermediaries who want deals to close, not stall
- Brokers whose listings need working capital for the transition period
- Deal makers who want a funding desk on call without building one in-house
Not the right fit if
- Brokers who want to originate the acquisition loan themselves
- Anyone who needs to be the lender of record
- One-off deal introductions with no recurring pipeline
What a referred deal looks like end to end
Illustrative example based on the types of cases we see. Not a guarantee of outcome, amount, rate, or timing.
A business broker on the West Coast
Buyer acquiring a $1.8M landscaping company
The seller wanted a clean close in 45 days. The buyer had 20% down but the bank's SBA process was running 75 to 90 days and the seller was losing patience.
An SBA 7(a) loan.
The timeline was the problem, not the product. The buyer was fundable, but a 90-day bank process was going to kill a 45-day close.
A bridge facility to close the acquisition on the seller's timeline, with a take-out to a longer-term SBA structure once the bank process completed. Total structured: $1.44M.
Closed on the seller's date. The bridge paid off when the SBA loan funded 60 days later. The buyer kept the relationship with their bank, and the broker kept the listing.
You refer. We fund. But the infrastructure is what makes it clean.
Most referral programs hand you a link and a hope. We built the operating layer so your clients see your brand, your deal stays in your portal, and your payout lands every week without chasing it.
A white-labeled client portal
Send your clients to a capital intake portal branded as you, not us. It carries your name, your look, and your tone, so the relationship never leaves your hands. We are the engine behind the page. Your client only ever sees your brand.
A white-labeled team on call
If your client needs to speak to someone about the capital, our team acts on your behalf under your brand. We answer their questions, we structure the deal, we carry the lender conversations, and we do it as your funding desk. They never meet Rinia. They meet you.
A dedicated tracking portal for you
Your own portal to track every referral from introduction through to disbursement. See status, structure, lender, and payout in real time, not when someone remembers to email you. Every deal, every dollar, on your own dashboard.
Weekly payouts, not monthly
Your referral share is paid out every week, not held to a monthly reconciliation. Funded Friday, paid the following week. The deal closes and you see it in your account while the work is still fresh, not 30 days later.
Estimate your referral earnings
Your share is 70% of our broker fee. Indicative only; the fee varies by product and structure.
Each funded deal earns you roughly $2,100 to $3,150 as your 70% share of our broker fee, paid weekly on completion.
Based on 24 funded deals a year at $150,000 average, at your 70% share of our fee.
Common partner questions
Can you work alongside a buyer's existing lender?
Yes. We often fill the gap a primary bank will not cover, or step in when a bank timeline threatens the close. We position around your deal, not against it.
How fast can you move on a time-sensitive close?
It depends on the deal and product, but we are built for speed and give a realistic timeline up front. We will be honest about what is possible rather than overpromise and miss your closing window.
Do you handle transition working capital too?
Yes. Beyond the acquisition loan, we structure working capital and equipment finance so the new owner has what they need for the first months of operating.
Refer a client and earn on the outcome
Tell us about your firm and the clients you send our way. We will get back to you with how the partnership works and your referral terms.