Real Estate Agents
Investor clients run on leverage. When a buyer needs bridge, DSCR, construction, or fix and flip capital to close, the agent who connects them to a real funding partner is the one who keeps the deal. Rinia Capital gives real estate agents a capital desk for their investor book, so financing stops killing your closings.
Why agents refer investors to Rinia Capital
A short look at how the partnership works for real estate professionals, what your investor clients see, and how you stay the agent of record while we handle the capital. Built so financing stops being the reason your deals slip.
Become a partnerWhat you get as a partner
Investor clients who actually close
When leverage is the holdup, you have a desk that structures it. We turn maybes into closings by getting your investor buyer funded.
Referral revenue
Earn a share on every funded transaction you refer, tracked from introduction through to disbursement and paid on completion.
The full real estate capital stack
Bridge, DSCR, construction, fix and flip, HELOC, and multifamily. Whatever the strategy needs, we have a lender for it.
You stay the agent
We never take your client to another agent or broker. We are your capital partner, and the relationship stays yours.
What your investors get
Your investor clients get a funding partner that understands the deal they are trying to close, not just a rate sheet.
Refer, we fund, you earn
You refer
Send us the investor and the deal. You stay copied and remain the agent of record throughout.
We assess
We review the deal and the borrower, then build the financing structure that lets it close and keep you updated.
We fund
We place the capital across our real estate lender network and drive it through to disbursement on schedule.
You earn
Your referral share is paid on completion. The deal closes, your investor is funded, and you keep the relationship.
Who this is for
The partnership works best when it fits how you already operate. Here is how to know if it is right for you.
A good fit if you
- Real estate agents with investor buyers who need leverage to close
- Agents whose deals stall when the buyer's bank says no or too slow
- Investor-focused agents who want to add a capital desk to their offering
- Agents who want repeat-deal buyers to keep coming back to them
Not the right fit if
- Agents who want to originate the mortgage themselves
- Primary residence buyers with no investment strategy
- Anyone who needs to be the lender of record
What a referred deal looks like end to end
Illustrative example based on the types of cases we see. Not a guarantee of outcome, amount, rate, or timing.
An investor-focused agent in Texas
Buyer acquiring a $625K duplex for a BRRRR strategy
The buyer found the property below market but their conventional lender would not fund a property needing $85K in renovations. The agent was going to lose the deal.
A conventional mortgage.
The property did not qualify for conventional financing in its current condition. The buyer needed a bridge or hard money structure to acquire and renovate, then refinance out.
A hard money bridge loan at 75% of purchase plus a draw-based renovation escrow. Total structured: $545K. Take-out plan to a DSCR loan once the property was stabilized and renting.
Acquired in 12 days. Renovations completed and the property refinanced into a 30-year DSCR loan at 75% LTV four months later. The buyer came back to the same agent for the next deal.
You refer. We fund. But the infrastructure is what makes it clean.
Most referral programs hand you a link and a hope. We built the operating layer so your clients see your brand, your deal stays in your portal, and your payout lands every week without chasing it.
A white-labeled client portal
Send your clients to a capital intake portal branded as you, not us. It carries your name, your look, and your tone, so the relationship never leaves your hands. We are the engine behind the page. Your client only ever sees your brand.
A white-labeled team on call
If your client needs to speak to someone about the capital, our team acts on your behalf under your brand. We answer their questions, we structure the deal, we carry the lender conversations, and we do it as your funding desk. They never meet Rinia. They meet you.
A dedicated tracking portal for you
Your own portal to track every referral from introduction through to disbursement. See status, structure, lender, and payout in real time, not when someone remembers to email you. Every deal, every dollar, on your own dashboard.
Weekly payouts, not monthly
Your referral share is paid out every week, not held to a monthly reconciliation. Funded Friday, paid the following week. The deal closes and you see it in your account while the work is still fresh, not 30 days later.
Estimate your referral earnings
Your share is 40% of our broker fee. Indicative only; the fee varies by product and structure.
Each funded deal earns you roughly $1,200 to $1,800 as your 40% share of our broker fee, paid weekly on completion.
Based on 24 funded deals a year at $150,000 average, at your 40% share of our fee.
Common partner questions
Which real estate products do you cover?
Bridge, DSCR, construction, fix and flip, BRRRR, HELOC, multifamily, and ground-up construction. If it is real estate investment capital, we have a lender for it.
Will you refer my client to another agent?
Never. We are a capital partner, not a brokerage. Your client stays your client and we only handle the financing side.
Can you pre-qualify investors before they make an offer?
Yes. Getting a buyer capital-ready before the offer is one of the highest-value moves an agent can make, and we are set up to do exactly that.
Refer a client and earn on the outcome
Tell us about your firm and the clients you send our way. We will get back to you with how the partnership works and your referral terms.